Insurance Center of Green Valley, Green Valley, Arizona

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Customer Care Center: 520-648-1150

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Agency Overview

Our auto insurance coverages include:

	Bodily Injury Injuries to others when you are at fault.
	Property Damage Physical damage to others when you are at fault.
	Uninsured & Underinsured Motorist Injuries to you or anyone in your car when you are hit by an uninsured or underinsured driver.
	Medical Payments Pays for the medical bills of anyone in your car regardless of fault.
	Other Than Collision (Comprehensive) Claims arising from, but not limited to: fire, theft, vandalism and collision with animals.
	Collision Damage to your vehicle due to collision with another object.
	Road Trouble Service Much like what AAA offers. Pays for towing, flat tires and lockouts.
	Rental Reimbursement When you have a claim, rental reimbursement will pay for cost of renting a vehicle while your car is being repaired.
	Loan or Lease Gap Pays for any difference between what is owed on your vehicle and the amount offered in a claim. Vehicle must be one year old or newer to qualify for this coverage.

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Limits

	Bodily Injury/Property Damage Coverage comes in either split or single limits. Split limits are split between each person and each accident. For example, typical split limits might be $100,000 per person and $300,000 per accident for bodily injury and $100,000 for property damage. Single limits provide one single amount for any accident. A typical single limit coverage might be $300,000. Arizona law requires a minimum split limit of $15,000 each person, $30,000 each accident for bodily injury and $10,000 for property damage, or a single limit of $30,000.
	Uninsured & Underinsured Motorist Limits for these coverages come in split and single limits as well. Usually Uninsured and Underinsured limits will match the Bodily Injury limits.
	Medical Payments Limits from $1,000 to $5,000 are standard. Some companies will offer $10,000 and $25,000 or even higher.
	Other Than Collision (Comprehensive) The amount paid is the acctual loss sustained less the deductible. Deductibles are typically $100, $250, $500 or $1,000.
	Collision Same as Comprehensive.
	Road Trouble Service A flat dollar amount is paid per claim. Limits usually include: $25, $50, $75, $100 or higher.
	Rental Reimbursement Limits are split between a daily amount and a total amount. Typical limits include: $15/$450, $20/$600, $30/$900, $50/$1,500.

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Discounts
Discounts are given a number of things. Most companies will give discounts for anti-lock brakes, anti-theft systems and having more than one car on the policy. Probably the largest discount you can receive on your auto policy is having your homeowners insurance with the same insurance company. This multi-policy discount can be anywhere from 5% to 15%.